Terms & Conditions

8 Elmwood Management Realty LLC  |  4 Townsend Place, West Long Branch, NJ 07764  |  Effective Date: January 1, 2025  |  Last Updated: January 1, 2025

Table of Contents

  1. Acceptance of Terms
  2. Use of This Website
  3. Financial Services Information
  4. SMS / Text Messaging Terms
  5. Intellectual Property
  6. Disclaimer of Warranties
  7. Limitation of Liability
  8. Indemnification
  9. Privacy
  10. Governing Law
  11. Modifications to Terms
  12. Contact Information

These Terms and Conditions ("Terms") govern your access to and use of the website located at 8elmwoodmanagementrealty.com (the "Site"), operated by 8 Elmwood Management Realty LLC ("8 Elmwood," "we," "us," or "our"), a limited liability company located at 4 Townsend Place, West Long Branch, NJ 07764. Please read these Terms carefully before using the Site.

1. Acceptance of Terms

By accessing or using our Site, submitting an inquiry, or otherwise interacting with 8 Elmwood Management Realty LLC, you agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, you must not access or use our Site.

These Terms apply to all visitors, users, and inquirers — including those who browse the Site without submitting any forms. Your continued use of the Site after any modification to these Terms constitutes your acceptance of the modified Terms.

2. Use of This Website

You agree to use this Site only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict or inhibit anyone else's use of the Site. Prohibited uses include, but are not limited to:

We reserve the right to terminate or restrict access to the Site for any user who violates these Terms.

3. Financial Services Information

8 Elmwood Management Realty LLC is a direct lender offering business financing products to eligible businesses. The information on this Site is provided for general informational purposes regarding our services and is not a binding commitment to lend.

All loan approvals are subject to credit review, underwriting approval, verification of provided information, and satisfaction of applicable conditions. Loan terms, rates, and availability are subject to change. Approval of a loan application does not constitute a guarantee of funding.

Nothing on this Site constitutes legal, tax, financial planning, or investment advice. You should consult with appropriate licensed professionals regarding your specific financial situation before making any borrowing decisions.

8 Elmwood Management Realty LLC is not a bank, credit union, or depository institution. We are a non-bank direct lender. Our services are intended for business purposes only, not for personal, family, or household use.

4. SMS / Text Messaging Terms

By providing your mobile number and opting in to SMS communications on our contact or application forms, you agree to the following SMS Terms:

Program: 8 Elmwood Management Realty LLC SMS Marketing Program. By opting in, you consent to receive recurring marketing and promotional text messages (SMS/MMS) sent using an automated telephone dialing system (ATDS) regarding our financial products and services.

For questions about our SMS program, contact us at isaac@8elmwoodmanagementrealty.com.

5. Intellectual Property

All content on this Site — including text, graphics, logos, images, icons, and the compilation thereof — is the property of 8 Elmwood Management Realty LLC or its content suppliers and is protected by applicable United States and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and view the Site for your personal, non-commercial informational purposes. No content from the Site may be reproduced, distributed, transmitted, displayed, sold, licensed, or otherwise exploited for any purpose without our prior written consent.

6. Disclaimer of Warranties

THE SITE AND ALL CONTENT, MATERIALS, AND INFORMATION PROVIDED ON OR THROUGH IT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. 8 ELMWOOD MANAGEMENT REALTY LLC EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or usefulness of any information on the Site. Any reliance on such information is at your own risk.

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, 8 ELMWOOD MANAGEMENT REALTY LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND CONTRACTORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES — INCLUDING LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES — ARISING OUT OF OR RELATED TO YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SITE, ANY CONTENT OR INFORMATION ON THE SITE, OR ANY TRANSACTIONS CONDUCTED THROUGH OR FACILITATED BY THE SITE.

In no event shall our total liability to you for all claims arising out of or related to your use of the Site exceed $100 (one hundred U.S. dollars), regardless of the theory of liability.

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liability. In such jurisdictions, the above exclusions and limitations may not apply to you to the extent prohibited by applicable law.

8. Indemnification

You agree to indemnify, defend, and hold harmless 8 Elmwood Management Realty LLC and its officers, directors, employees, agents, and contractors from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the Site; (b) your violation of these Terms; (c) your violation of any applicable law or the rights of any third party; or (d) any information you submit through the Site.

9. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by this reference. By using the Site, you consent to the collection and use of your information as described in the Privacy Policy. Please review it carefully.

10. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in Monmouth County, New Jersey, and you consent to the personal jurisdiction of such courts.

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

11. Modifications to Terms

We reserve the right to modify these Terms at any time at our sole discretion. When we do, we will update the "Last Updated" date at the top of this page. Your continued use of the Site following the posting of any changes constitutes your binding acceptance of those changes. We encourage you to review these Terms periodically.

12. Contact Information

If you have questions about these Terms and Conditions, please contact us:

8 Elmwood Management Realty LLC
Attn: Legal / Terms Inquiries
4 Townsend Place, West Long Branch, NJ 07764
Email: isaac@8elmwoodmanagementrealty.com